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Investec iSelect Access
Investec iSelect Access offers investors a tax efficient way to save. Investec iSelect Access pays the tax on any income and/or capital gain earned within the policy on an investor’s behalf. This savings vehicle is suitable for individuals, companies, close corporations, public benefit organisations, tax exempt institutions and trusts.
| Investment details | |
| Minimum investment | R50,000 lump sum with R10,000 ad hoc additions, plus R1,000 per month debit order. Ad hoc additions may not exceed 120% of the highest total investments made in each of the previous two years. |
| Withdrawal benefits | Regular withdrawal of any amount, except during the first five years where only one loan and one surrender are allowed, subject to regulated maximums. |
| Death benefit | Transferred to the selected beneficiary/ies (exempt from executor’s fees) or the investor’s estate (may be subject to executor's fees). |
| Negotiability | May be ceded, pledged or negotiated. |
Accessing the investment
A minimum investment term of five years applies. However, investors may make two withdrawals during this term subject to a maximum amount. Investec iSelect Access may be ceded or pledged as a security.
Construct your own portfolio
Investec also offers a wider range of funds for investors who wish to construct their own portfolio.
View the full range of iSelect funds >
Launch the investment calculator and portfolio builder tool >
Investec iSelect fees (incl. VAT)
No initial product fees and a simple flat annual administration fee make iSelect one of the most cost effective investments available. In addition, the funds on iSelect have undertaken to refund all or part of the annual administration fee.